FXRISK Manual

Diversification Illusion → Correlation Convergence

Many positions, one driver: crisis turns variety into concentration. What to watch for: the chain starts before PnL screams. It starts when decision quality drops and you keep trading anyway.

Steps

Portfolio built by tickers, not drivers
Shock hits liquidity and funding conditions
Correlations rise; multiple positions lose together
Hedges underperform; spreads widen
Margin/capital buffers shrink
Forced de-risking locks in losses

Intervention points:

  • Cut size at the first sign the chain is forming.
  • Pause when you start “fixing” the last loss with a new trade.
  • Stop trading when execution quality degrades.
Antidote

Diversify by drivers and stress-test crisis correlation. Keep dry powder and avoid hidden leverage.

  • Stop the sequence: one loss is information, two losses is a warning, three losses is a system failure. Have a hard cut.
  • Reduce degrees of freedom: fewer pairs, fewer timeframes, fewer discretionary choices.
  • Re-enter only after reset: calm state, checklist passed, size reduced.
Notes

Driver-thinking

Ask: “What would have to happen for all of these to lose at once?” If the answer exists, plan for it.

Related truth: Diversification collapses in crisis.


Field checklist

  • Write the rule in observable terms: if X, then Y.
  • Remove choices under stress. Choices become rationalizations.
  • Track the precursor: what state were you in before the mistake?
  • Make deviations costly (size down, pause, review).
  • Turn lessons into gates, not notes.